Payment Help logo

Payment Help

Organization
paid-tw
payment-help

Analyzes user requirements and recommends the best Taiwan payment gateway. Provides comparison between NewebPay, ECPay, and PAYUNi based on specific needs. Use when choosing a payment solution or comparing 金流服務.

Overview

Publisherpaid-tw
Repositoryskills
Skill namepayment-help
Stars
284
Forks
19
Bundled files
Instructions only
LicenseMIT
Links
  • Markdown instructions

    A SKILL.md file the model loads on demand, so it only costs tokens when a request actually matches.

  • Works with any LLM

    AI skills are plain Markdown, not provider-specific code, so this works with GPT, Claude, Gemini, Grok, or a local model.

  • Self-contained

    Everything the model needs lives in the instructions — no extra files to sync.

  • Open source

    Published by paid-tw on GitHub. Read the source before you install it.

Installation

Install the Payment Help AI skill in TypingMind to use it with any LLM, or drop it into another agent that reads SKILL.md.

1

Install in TypingMind

TypingMind installs a skill straight from its GitHub folder — it reads SKILL.md, bundles the resource files, and stores the result locally.

  1. Open the app and go to Plugins → Skills.
  2. Choose "Install from GitHub".
  3. Paste the skill folder URL below and confirm.
    https://github.com/paid-tw/skills/tree/main/plugins/payment-help/skills/payment-help
  4. Enable the skill in any chat where you want it available.
Plugins → Skills → Add skill → From GitHub URL, then paste the folder URL and press Continue.
2

Install in another agent

Any agent that reads the Agent Skills format can use this skill — copy the folder into that agent's skills directory.

Claude Code — .claude/skills
git clone --depth 1 https://github.com/paid-tw/skills.git /tmp/skills
mkdir -p .claude/skills
cp -r /tmp/skills/plugins/payment-help/skills/payment-help .claude/skills/payment-help
Restart Claude Code after copying so it picks up the new skill.

Use it in TypingMind

Enable Payment Help in any TypingMind chat and the model takes it from there. Its name and description sit in the system prompt, and the moment a request matches, the model loads the full instructions itself — you never invoke it by hand, and it costs no tokens until it is actually used.

The model loads Payment Help on its own as soon as a request matches it.

Works with any AI model

AI skills are plain Markdown instructions rather than provider-specific code, so Payment Help is not tied to the model it was written for. Install it once in TypingMind and use it with GPT-5, Claude, Gemini, Grok, DeepSeek, Mistral, Llama, or a local model you run yourself — all on your own API keys.

  • Loaded only when it is needed

    The system prompt carries just the name and description. The instructions are fetched on the first matching request, so an idle skill costs nothing.

  • Switch models mid-chat

    Because the skill is instructions rather than code, changing model does not break it — the next model reads the same SKILL.md.

Skill instructions

This is the SKILL.md content the model loads. Read it before installing — a skill is instructions your model will follow.

台灣金流選擇與推薦

你的任務是幫助用戶選擇最適合的台灣第三方支付金流服務。

了解用戶需求

用戶輸入: $ARGUMENTS

根據用戶輸入分析需求,若無明確指定則詢問以下問題:

  1. 業務類型:你的業務類型是什麼?

    • 一般電商(實體商品)
    • 數位商品/服務
    • SaaS 訂閱制
    • 實體店面 + 線上
    • 其他
  2. 預計月交易量:

    • < 100 筆
    • 100-1,000 筆
    • 1,000-10,000 筆
    • 10,000 筆

  3. 需要的功能(可複選):

    • 信用卡支付
    • LINE Pay
    • Apple Pay / Google Pay
    • ATM 轉帳
    • 超商代碼/條碼
    • 電子發票
    • 定期定額扣款

金流比較分析

功能特色NewebPay 藍新ECPay 綠界PAYUNi 統一
市場定位中大型電商台灣最大統一集團
信用卡✅✅✅
LINE Pay✅✅✅
Apple Pay✅✅✅
Google Pay✅✅✅
ATM 轉帳✅✅✅
超商代碼✅✅✅
電子發票❌✅ 內建❌
定期定額✅✅✅
API 文件⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐
系統穩定性⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐

推薦決策樹

需要電子發票?
├─ 是 → 推薦 ECPay(內建發票功能)
└─ 否
   ├─ 高流量/穩定性優先?
   │  ├─ 是 → 推薦 NewebPay
   │  └─ 否
   │     ├─ 統一集團相關?
   │     │  ├─ 是 → 推薦 PAYUNi
   │     │  └─ 否 → 三者皆可
   └─ 快速上線?
      └─ 三者整合難度相近

情境推薦

需要電子發票

推薦: ECPay

  • 金流 + 發票一站整合
  • 減少開發工作量
  • 使用 /ecpay 開始

高流量電商 / 穩定性優先

推薦: NewebPay

  • 系統穩定性高
  • API 文件完整
  • 使用 /newebpay 開始

統一集團相關業務

推薦: PAYUNi

  • 統一企業體系
  • 與 7-11 系統整合佳
  • 使用 /payuni 開始

快速上線 / 一般需求

任一皆可

  • 整合難度相近
  • 建議從 NewebPay 開始(文件最完整)

可用的 Skills

NewebPay (藍新金流)

Skill功能
/newebpay環境設定與總覽
/newebpay-checkoutMPG 支付串接
/newebpay-query交易查詢
/newebpay-refund退款處理

ECPay (綠界科技)

Skill功能
/ecpay串接指南

PAYUNi (統一金流)

Skill功能
/payuni串接指南

Frequently asked questions

What does the Payment Help AI skill do?

Analyzes user requirements and recommends the best Taiwan payment gateway. Provides comparison between NewebPay, ECPay, and PAYUNi based on specific needs. Use when choosing a payment solution or comparing 金流服務.

Why use Payment Help on TypingMind?

Because you install it once and use it with any model. Payment Help is plain Markdown rather than provider-specific code, so the same skill runs on GPT-5, Claude, Gemini, Grok, or a local model — and you can switch model mid-chat without it breaking. TypingMind runs on your own API keys, so you pay providers directly instead of a per-seat subscription, and your skills and chats stay in your own storage.

How do I install Payment Help in TypingMind?

Open Plugins → Skills → Install from GitHub in TypingMind and paste https://github.com/paid-tw/skills/tree/main/plugins/payment-help/skills/payment-help. TypingMind reads its SKILL.md and installs it as a skill you can enable per chat.

Which AI models can use Payment Help?

Any model you connect in TypingMind. AI skills are plain Markdown instructions rather than provider-specific code, so GPT, Claude, Gemini, Grok, and local models can all load this skill when a request matches it.

How many AI models can I use with Payment Help?

As many as you like. As long as a model supports skills, you can use Payment Help with it — GPT, Claude, Gemini, Grok, DeepSeek, Mistral, Llama and more — all on TypingMind with your own API keys.

Is the Payment Help AI skill free?

Yes. It is published on GitHub by paid-tw under the MIT license. You only pay your own AI provider for the tokens you use.

What are AI skills?

An AI skill is a reusable instruction bundle that teaches an AI model how to do one specific task. It follows the open Agent Skills format: a SKILL.md file with a name and description, plus any scripts, templates or reference files the model may need. The model reads the instructions only when your request matches the skill, so an installed skill costs nothing until it is used.

How are AI skills different from plugins or MCP servers?

A plugin or MCP server gives a model new tools to call — code that runs somewhere and returns a result. An AI skill gives the model knowledge and process instead: how to approach a task, which steps to follow, what good output looks like. Skills are plain Markdown, so they need no server, no API key and no runtime, and they work with any model.

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