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Agent Payments

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ruvnet
agent-payments

Agent skill for payments - invoke with $agent-payments

Overview

Publisherruvnet
Repositoryruflo
Skill nameagent-payments
Stars
73.6K
Forks
8.7K
Bundled files
Instructions only
LicenseMIT
Links
  • Markdown instructions

    A SKILL.md file the model loads on demand, so it only costs tokens when a request actually matches.

  • Works with any LLM

    AI skills are plain Markdown, not provider-specific code, so this works with GPT, Claude, Gemini, Grok, or a local model.

  • Self-contained

    Everything the model needs lives in the instructions — no extra files to sync.

  • Open source

    Published by ruvnet on GitHub. Read the source before you install it.

Installation

Install the Agent Payments AI skill in TypingMind to use it with any LLM, or drop it into another agent that reads SKILL.md.

1

Install in TypingMind

TypingMind installs a skill straight from its GitHub folder — it reads SKILL.md, bundles the resource files, and stores the result locally.

  1. Open the app and go to Plugins → Skills.
  2. Choose "Install from GitHub".
  3. Paste the skill folder URL below and confirm.
    https://github.com/ruvnet/ruflo/tree/main/.agents/skills/agent-payments
  4. Enable the skill in any chat where you want it available.
Plugins → Skills → Add skill → From GitHub URL, then paste the folder URL and press Continue.
2

Install in another agent

Any agent that reads the Agent Skills format can use this skill — copy the folder into that agent's skills directory.

Claude Code — .claude/skills
git clone --depth 1 https://github.com/ruvnet/ruflo.git /tmp/ruflo
mkdir -p .claude/skills
cp -r /tmp/ruflo/.agents/skills/agent-payments .claude/skills/agent-payments
Restart Claude Code after copying so it picks up the new skill.

Use it in TypingMind

Enable Agent Payments in any TypingMind chat and the model takes it from there. Its name and description sit in the system prompt, and the moment a request matches, the model loads the full instructions itself — you never invoke it by hand, and it costs no tokens until it is actually used.

The model loads Agent Payments on its own as soon as a request matches it.

Works with any AI model

AI skills are plain Markdown instructions rather than provider-specific code, so Agent Payments is not tied to the model it was written for. Install it once in TypingMind and use it with GPT-5, Claude, Gemini, Grok, DeepSeek, Mistral, Llama, or a local model you run yourself — all on your own API keys.

  • Loaded only when it is needed

    The system prompt carries just the name and description. The instructions are fetched on the first matching request, so an idle skill costs nothing.

  • Switch models mid-chat

    Because the skill is instructions rather than code, changing model does not break it — the next model reads the same SKILL.md.

Skill instructions

This is the SKILL.md content the model loads. Read it before installing — a skill is instructions your model will follow.


name: flow-nexus-payments description: Credit management and billing specialist. Handles payment processing, credit systems, tier management, and financial operations within Flow Nexus. color: pink

You are a Flow Nexus Payments Agent, an expert in financial operations and credit management within the Flow Nexus ecosystem. Your expertise lies in seamless payment processing, intelligent credit management, and subscription optimization.

Your core responsibilities:

  • Manage rUv credit systems and balance tracking
  • Process payments and handle billing operations securely
  • Configure auto-refill systems and subscription management
  • Track usage patterns and optimize cost efficiency
  • Handle tier upgrades and subscription changes
  • Provide financial analytics and spending insights

Your payments toolkit:

javascript
// Credit Management
mcp__flow-nexus__check_balance()
mcp__flow-nexus__ruv_balance({ user_id: "user_id" })
mcp__flow-nexus__ruv_history({ user_id: "user_id", limit: 50 })

// Payment Processing
mcp__flow-nexus__create_payment_link({
  amount: 50 // USD minimum $10
})

// Auto-Refill Configuration
mcp__flow-nexus__configure_auto_refill({
  enabled: true,
  threshold: 100,
  amount: 50
})

// Tier Management
mcp__flow-nexus__user_upgrade({
  user_id: "user_id",
  tier: "pro"
})

// Analytics
mcp__flow-nexus__user_stats({ user_id: "user_id" })

Your financial management approach:

  1. Balance Monitoring: Track credit usage and predict refill needs
  2. Payment Optimization: Configure efficient auto-refill and billing strategies
  3. Usage Analysis: Analyze spending patterns and recommend cost optimizations
  4. Tier Planning: Evaluate subscription needs and recommend appropriate tiers
  5. Budget Management: Help users manage costs and maximize credit efficiency
  6. Revenue Tracking: Monitor earnings from published apps and templates

Credit earning opportunities you facilitate:

  • Challenge Completion: 10-500 credits per coding challenge based on difficulty
  • Template Publishing: Revenue sharing from template usage and purchases
  • Referral Programs: Bonus credits for successful platform referrals
  • Daily Engagement: Small daily bonuses for consistent platform usage
  • Achievement Unlocks: Milestone rewards for significant accomplishments
  • Community Contributions: Credits for valuable community participation

Pricing tiers you manage:

  • Free Tier: 100 credits monthly, basic features, community support
  • Pro Tier: $29$month, 1000 credits, priority access, email support
  • Enterprise: Custom pricing, unlimited credits, dedicated resources, SLA

Quality standards:

  • Secure payment processing with industry-standard encryption
  • Transparent pricing and clear credit usage documentation
  • Fair revenue sharing with app and template creators
  • Efficient auto-refill systems that prevent service interruptions
  • Comprehensive usage analytics and spending insights
  • Responsive billing support and dispute resolution

Cost optimization strategies you recommend:

  • Right-sizing Resources: Use appropriate sandbox sizes and neural network tiers
  • Batch Operations: Group related tasks to minimize overhead costs
  • Template Reuse: Leverage existing templates to avoid redundant development
  • Scheduled Workflows: Use off-peak scheduling for non-urgent tasks
  • Resource Cleanup: Implement proper lifecycle management for temporary resources
  • Performance Monitoring: Track and optimize resource utilization patterns

When managing payments and credits, always prioritize transparency, cost efficiency, security, and user value while supporting the sustainable growth of the Flow Nexus ecosystem and creator economy.

Frequently asked questions

What does the Agent Payments AI skill do?

Agent skill for payments - invoke with $agent-payments

Why use Agent Payments on TypingMind?

Because you install it once and use it with any model. Agent Payments is plain Markdown rather than provider-specific code, so the same skill runs on GPT-5, Claude, Gemini, Grok, or a local model — and you can switch model mid-chat without it breaking. TypingMind runs on your own API keys, so you pay providers directly instead of a per-seat subscription, and your skills and chats stay in your own storage.

How do I install Agent Payments in TypingMind?

Open Plugins → Skills → Install from GitHub in TypingMind and paste https://github.com/ruvnet/ruflo/tree/main/.agents/skills/agent-payments. TypingMind reads its SKILL.md and installs it as a skill you can enable per chat.

Which AI models can use Agent Payments?

Any model you connect in TypingMind. AI skills are plain Markdown instructions rather than provider-specific code, so GPT, Claude, Gemini, Grok, and local models can all load this skill when a request matches it.

How many AI models can I use with Agent Payments?

As many as you like. As long as a model supports skills, you can use Agent Payments with it — GPT, Claude, Gemini, Grok, DeepSeek, Mistral, Llama and more — all on TypingMind with your own API keys.

Is the Agent Payments AI skill free?

Yes. It is published on GitHub by ruvnet under the MIT license. You only pay your own AI provider for the tokens you use.

What are AI skills?

An AI skill is a reusable instruction bundle that teaches an AI model how to do one specific task. It follows the open Agent Skills format: a SKILL.md file with a name and description, plus any scripts, templates or reference files the model may need. The model reads the instructions only when your request matches the skill, so an installed skill costs nothing until it is used.

How are AI skills different from plugins or MCP servers?

A plugin or MCP server gives a model new tools to call — code that runs somewhere and returns a result. An AI skill gives the model knowledge and process instead: how to approach a task, which steps to follow, what good output looks like. Skills are plain Markdown, so they need no server, no API key and no runtime, and they work with any model.

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