Finicity

Organization

vm0-ai

finicity

Use the platform-managed banking gateway backed by Finicity to list enabled bank accounts, balances, and transactions. Use when the user mentions Finicity, connected bank accounts, banking balances, or bank transactions.

Overview

Publisher	vm0-ai
Repository	`vm0-skills`
Skill name	`finicity`
Stars	76
Forks	18
Bundled files	Instructions only
Links	Skill source Repository

Markdown instructions
A SKILL.md file the model loads on demand, so it only costs tokens when a request actually matches.
Works with any LLM
AI skills are plain Markdown, not provider-specific code, so this works with GPT, Claude, Gemini, Grok, or a local model.
Self-contained
Everything the model needs lives in the instructions — no extra files to sync.
Open source
Published by vm0-ai on GitHub. Read the source before you install it.

Installation

Install the Finicity AI skill in TypingMind to use it with any LLM, or drop it into another agent that reads SKILL.md.

Install in TypingMind

TypingMind installs a skill straight from its GitHub folder — it reads SKILL.md, bundles the resource files, and stores the result locally.

Open the app and go to Plugins → Skills.
Choose "Install from GitHub".
Paste the skill folder URL below and confirm.
Enable the skill in any chat where you want it available.

Plugins → Skills → Add skill → From GitHub URL, then paste the folder URL and press Continue.

Install in another agent

Any agent that reads the Agent Skills format can use this skill — copy the folder into that agent's skills directory.

Claude Code — .claude/skills

git clone --depth 1 https://github.com/vm0-ai/vm0-skills.git /tmp/vm0-skills
mkdir -p .claude/skills
cp -r /tmp/vm0-skills/finicity .claude/skills/finicity

Restart Claude Code after copying so it picks up the new skill.

Use it in TypingMind

Enable Finicity in any TypingMind chat and the model takes it from there. Its name and description sit in the system prompt, and the moment a request matches, the model loads the full instructions itself — you never invoke it by hand, and it costs no tokens until it is actually used.

The model loads Finicity on its own as soon as a request matches it.

Works with any AI model

AI skills are plain Markdown instructions rather than provider-specific code, so Finicity is not tied to the model it was written for. Install it once in TypingMind and use it with GPT-5, Claude, Gemini, Grok, DeepSeek, Mistral, Llama, or a local model you run yourself — all on your own API keys.

Loaded only when it is needed
The system prompt carries just the name and description. The instructions are fetched on the first matching request, so an idle skill costs nothing.
Switch models mid-chat
Because the skill is instructions rather than code, changing model does not break it — the next model reads the same SKILL.md.

Skill instructions

This is the SKILL.md content the model loads. Read it before installing — a skill is instructions your model will follow.

Prerequisites

Authenticate Okou CLI with OKOU_TOKEN carrying the banking:read capability.
A platform administrator must enable the relevant Finicity-backed accounts for the current agent.
Finicity credentials and app tokens remain server-side; do not request them from the user.

List Accounts

bash
okou banking accounts --json | jq '{provider, accounts}'

Use the returned account id for balance and transaction requests.

Get an Account Balance

bash
okou banking balances --account-id <account-id> --json | jq '{provider, balance}'

List Transactions

Dates must use YYYY-MM-DD. Limits must be between 1 and 1000.

bash
okou banking transactions --account-id <account-id> --from 2026-07-01 --to 2026-07-31 --limit 100 --json | jq '{provider, transactions}'

Guidelines

Use okou banking; do not call Finicity APIs directly or ask for Finicity partner credentials.
Access is limited to accounts enabled for the current agent.
Treat account identifiers, balances, and transactions as sensitive financial data.
Use the narrowest date range needed and avoid retaining raw banking responses.
Banking commands are read-only; do not imply that transfers or account changes are supported.

Troubleshooting

If a banking command is unavailable or returns an authorization error, verify the current Okou authentication and ask an administrator to confirm the banking:read capability and enabled account access.

Frequently asked questions

What does the Finicity AI skill do?

Why use Finicity on TypingMind?

Because you install it once and use it with any model. Finicity is plain Markdown rather than provider-specific code, so the same skill runs on GPT-5, Claude, Gemini, Grok, or a local model — and you can switch model mid-chat without it breaking. TypingMind runs on your own API keys, so you pay providers directly instead of a per-seat subscription, and your skills and chats stay in your own storage.

How do I install Finicity in TypingMind?

Open Plugins → Skills → Install from GitHub in TypingMind and paste https://github.com/vm0-ai/vm0-skills/tree/main/finicity. TypingMind reads its SKILL.md and installs it as a skill you can enable per chat.

Which AI models can use Finicity?

Any model you connect in TypingMind. AI skills are plain Markdown instructions rather than provider-specific code, so GPT, Claude, Gemini, Grok, and local models can all load this skill when a request matches it.

How many AI models can I use with Finicity?

As many as you like. As long as a model supports skills, you can use Finicity with it — GPT, Claude, Gemini, Grok, DeepSeek, Mistral, Llama and more — all on TypingMind with your own API keys.

Is the Finicity AI skill free?

It is published on GitHub by vm0-ai. Check the repository for licensing terms. You only pay your own AI provider for the tokens you use.

What are AI skills?

An AI skill is a reusable instruction bundle that teaches an AI model how to do one specific task. It follows the open Agent Skills format: a SKILL.md file with a name and description, plus any scripts, templates or reference files the model may need. The model reads the instructions only when your request matches the skill, so an installed skill costs nothing until it is used.

How are AI skills different from plugins or MCP servers?

A plugin or MCP server gives a model new tools to call — code that runs somewhere and returns a result. An AI skill gives the model knowledge and process instead: how to approach a task, which steps to follow, what good output looks like. Skills are plain Markdown, so they need no server, no API key and no runtime, and they work with any model.

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Overview

Installation

Install in TypingMind

Install in another agent

Use it in TypingMind

Works with any AI model

Skill instructions

Prerequisites

List Accounts

Get an Account Balance

List Transactions

Guidelines

Troubleshooting

Frequently asked questions

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